Legal
Privacy Policy
Last updated: January 1, 2026
What we collect
We collect identifying information you provide (name, email), transaction data generated through your use of our services, and device data necessary for security (IP address, browser, login times).
How we use it
To provide and improve our banking services, prevent fraud, comply with legal obligations, and communicate with you about your account.
How we protect it
All data in transit is encrypted via TLS 1.3. Data at rest is encrypted with AES-256. Access is strictly role-based with audit logging.
What we never do
We never sell your personal information. We do not share your transaction data with third-party advertisers.
Your rights
You may request a copy of your personal data, request deletion (subject to regulatory retention obligations), and opt out of marketing communications at any time.
Contact our Privacy Officer
privacy@heritagestate.com · 500 Liberty Avenue, New York, NY 10005